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In-Hand Salary — India FY 2025-26

Pick your CTC or monthly salary to see exactly what lands in your bank each month, and the income tax you pay under the New Regime.

By annual CTC

₹3 Lakh CTC

₹23,800/month in hand

₹2,85,600/year after ₹0 tax & EPF · 0.0% effective

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₹4 Lakh CTC

₹31,733/month in hand

₹3,80,800/year after ₹0 tax & EPF · 0.0% effective

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₹5 Lakh CTC

₹39,867/month in hand

₹4,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹6 Lakh CTC

₹48,200/month in hand

₹5,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹7 Lakh CTC

₹56,533/month in hand

₹6,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹8 Lakh CTC

₹64,867/month in hand

₹7,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹9 Lakh CTC

₹73,200/month in hand

₹8,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹10 Lakh CTC

₹81,533/month in hand

₹9,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹11 Lakh CTC

₹89,867/month in hand

₹10,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹12 Lakh CTC

₹98,200/month in hand

₹11,78,400/year after ₹0 tax & EPF · 0.0% effective

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₹13 Lakh CTC

₹1,01,008/month in hand

₹12,12,100/year after ₹66,300 tax & EPF · 5.1% effective

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₹14 Lakh CTC

₹1,08,042/month in hand

₹12,96,500/year after ₹81,900 tax & EPF · 5.9% effective

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₹15 Lakh CTC

₹1,15,075/month in hand

₹13,80,900/year after ₹97,500 tax & EPF · 6.5% effective

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₹16 Lakh CTC

₹1,22,108/month in hand

₹14,65,300/year after ₹1,13,100 tax & EPF · 7.1% effective

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₹18 Lakh CTC

₹1,35,633/month in hand

₹16,27,600/year after ₹1,50,800 tax & EPF · 8.4% effective

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₹20 Lakh CTC

₹1,48,833/month in hand

₹17,86,000/year after ₹1,92,400 tax & EPF · 9.6% effective

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₹22 Lakh CTC

₹1,61,492/month in hand

₹19,37,900/year after ₹2,40,500 tax & EPF · 10.9% effective

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₹25 Lakh CTC

₹1,79,883/month in hand

₹21,58,600/year after ₹3,19,800 tax & EPF · 12.8% effective

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₹30 Lakh CTC

₹2,08,550/month in hand

₹25,02,600/year after ₹4,75,800 tax & EPF · 15.9% effective

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₹35 Lakh CTC

₹2,37,217/month in hand

₹28,46,600/year after ₹6,31,800 tax & EPF · 18.1% effective

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₹40 Lakh CTC

₹2,65,883/month in hand

₹31,90,600/year after ₹7,87,800 tax & EPF · 19.7% effective

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₹50 Lakh CTC

₹3,23,217/month in hand

₹38,78,600/year after ₹10,99,800 tax & EPF · 22.0% effective

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₹60 Lakh CTC

₹3,68,785/month in hand

₹44,25,420/year after ₹15,52,980 tax & EPF · 25.9% effective

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₹75 Lakh CTC

₹4,50,885/month in hand

₹54,10,620/year after ₹20,67,780 tax & EPF · 27.6% effective

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₹100 Lakh CTC

₹5,87,718/month in hand

₹70,52,620/year after ₹29,25,780 tax & EPF · 29.3% effective

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By monthly salary

Take-Home Pay Calculator → Income Tax Calculator