The library · 29 guides
Money,
explained.
Original, data-accurate articles on tax, salary, investments and retirement — for India, the USA, the UK and Australia. Every guide links to official government sources.
The library · 29 guides
Original, data-accurate articles on tax, salary, investments and retirement — for India, the USA, the UK and Australia. Every guide links to official government sources.
FY 2025-26 (AY 2026-27) • 11 Guides
Tax slabs, Section 87A rebate, surcharge, cess, and worked examples at 5 income levels. FY 2025-26 (AY 2026-27).
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Every eligible investment (PPF, ELSS, LIC, EPF, NSC), the ₹1.5L limit, plus 80D, 80CCD(1B) and the full deduction stack.
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The exact three-way minimum formula, metro vs non-metro cities, paying rent to parents, and documents needed to claim.
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Which ITR form to use, documents checklist, step-by-step online process, deadlines, and common mistakes that trigger notices.
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What Form 16 is, Part A vs Part B, how to read every line, and the five things to cross-check before filing.
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The real difference between AIS and Form 26AS, how to download both, and how to submit feedback when AIS is wrong.
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Check your refund status, why refunds fail, how to raise a reissue request, and interest on delayed refunds.
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What a 143(1) intimation is, how to read the comparison table, and exactly how to respond within 30 days.
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STCG at 20% and LTCG at 12.5% post-Budget 2024, indexation removal, property gains, and ₹1.25L LTCG exemption.
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How EPF, ESI, professional tax, and TDS are deducted from your CTC. Breakdown from gross to in-hand salary.
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GST slabs (0%, 5%, 12%, 18%, 28%), registration thresholds, composition scheme, and input tax credit mechanics.
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Tax Year 2025 • 6 Guides
How the progressive bracket system works, standard vs itemized deductions, filing statuses, and your effective tax rate.
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Every 2025 federal bracket for single, married, and head of household. Standard deductions, FICA rates, AMT, and capital gains.
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Contribution limits, Traditional vs Roth, income limits, employer match, backdoor Roth, and the optimal funding order.
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How your paycheck is calculated — federal withholding, Social Security (6.2%), Medicare (1.45%), and state income tax overview.
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Short-term vs long-term rates, qualified dividends, NIIT, tax-loss harvesting, and step-up in basis at death.
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State-by-state rates, no-sales-tax states, online sales tax after South Dakota v Wayfair, and nexus explained.
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Tax Year 2025-26 • 5 Guides
Tax bands (20%/40%/45%), the £100,000 personal allowance taper, blind person's allowance, and marriage allowance.
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Employee Class 1 NI (8%/2%), employer NI at 15%, self-employed Class 4, salary sacrifice savings, and State Pension qualifying years.
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How PAYE works, tax codes explained, Scottish income tax differences, and the interaction of tax and NI on your payslip.
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18%/24% property rates, 18%/24% main rates post-Budget 2024, £3,000 annual exemption, and bed-and-ISA strategy.
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Standard 20%, reduced 5%, and zero rates. The £90,000 registration threshold, Making Tax Digital, and VAT returns.
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FY 2025-26 • 5 Guides
Tax rates and thresholds, Medicare Levy (2%), LMITO, Stage 3 cuts impact, and worked examples for key income levels.
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Super Guarantee at 11.5%, concessional/non-concessional caps, salary sacrifice savings, LISTO, co-contribution, and accessing super.
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How PAYG withholding, Medicare Levy, and superannuation interact. Worked examples for salaries from $60K to $200K.
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How CGT is calculated, the 50% discount for assets held 12+ months, property CGT, crypto, and tax-loss harvesting.
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10% GST, the $75,000 registration threshold, GST-free and input-taxed supplies, and lodging your Business Activity Statement.
Read Guide →Concepts that apply globally • 2 Guides
The EMI formula explained, how the interest/principal split changes over time, impact of prepayments, and comparing loan offers.
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The compounding formula, frequency effects (monthly vs annual), the Rule of 72, and why starting early beats investing more later.
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